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Payment Options

Wondering if you can afford therapy sessions?

The truth is, if you believe therapy is too expensive, think again! While some may find it costly, it’s truly an investment in your well-being. The long-term benefits of feeling good and achieving improved mental health often outweigh the cost of treatment.

Insurance

Many insurances offer coverage and out of network benefits. When you have out of network benefits, you can pay for therapy upfront and submit your bill for reimbursement.

Payments Accepted

We accept multiple forms of payments including: health flexible accounts, credit cards, checks, and transfer apps like Zelle. In general, we accept most credit cards and health spending accounts.

Out of Pocket

Some people choose to pay for therapy instead of using their medical insurance because they do not wish to share their medical records with third parties like their insurance company. This allows you to have more control over who has access to your medical records.

Good to Keep In Mind

Something else to consider when seeking therapy is that certain therapy modalities or specialized treatments may not be covered by insurance. If you want a specific type of therapy like Hypnosis or other complementary alternative medicine, you may have to pay for sessions yourself.

Pricing & Insurance

insurance providers we accept

Schedule a consultation to explore the available options for covering therapy costs. The cost will vary depending on your insurance.

extended trauma incident reduction

$300

/ Session

Individual

$200

/ Session

Fees & Insurance FAQs

At Inclusion Online Therapy we accept multiple forms of payment including health flexible accounts, credit cards, and transfer apps like Zelle.

We accept Aetna, Cigna, Optum, Oscar and United Healthcare in Florida and New York.

Yes. If you want to use your out of network benefits, you can discuss this during your free initial consultation to explore the available options for covering therapy costs.

Yes. Some people choose to pay for therapy instead of using their medical insurance because they do not wish to share their medical records with third parties like their insurance company. This allows you to have more control over who has access to your medical records.

At Inclusion Online Therapy we offer a free 20-minute consultation with one of our therapists to determine if we can meet your needs. Contact us to book a consultation. We offer:

45 minutes individual sessions at $175

60-minute individual sessions at $250 

Comprehensive Initial Assessment and Diagnostic Evaluations, and Psychological Evaluations start at $300, depending on the type of evaluation and required time to complete.

Check your Insurance

Can I see you as an out of network provider?

Yes! If you want to use your out-of-network benefits, you can discuss this during your free initial consultation to explore options for covering therapy costs. 

We have also partnered with Mentaya to help clients use their out-of-network benefits to save money on therapy. Use this insurance checker to see if you qualify for reimbursement for mental health services at Inclusion Online Therapy through us.

Policies

Cancellation Policy 

We require a 24 hour cancellation notice. If you do not give us 24 hours advance notice, you will be charged a fee. This cancellation policy is standard in the medical and mental health fields and will be strictly enforced.

Good Faith Estimates

Under the law, you have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services. You can ask your healthcare provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service or at any time during treatment.  If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. For additional questions visit cms.gov/nosurprises.

Not sure what you need?

It's okay, we can figure it out together in our appointment.

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